Salary is something sensitive to talk about. However, that does not mean you don't need extra attention. Managing all needs and making monthly bookkeeping must also be done in order to make enough salary to cover all needs every month. Not to mention bills or other installments and tuition fees. In fact, saving must be done every month. Salary for Priority Needs Some of the things you have to do to manage a month's salary is to halve your salary. Sharing these two salaries is very useful for managing the money every month.
1. Share Your Salary for Priority Needs Some of the things you have to do to manage a month's salary is to halve your salary. Sharing these two salaries is very useful for managing the money every month.
2. Prepare a Shopping List The second step is to prepare a shopping list or shopping list so that later you can know what items are needed for one month or 30 days ahead. Make sure if you make a shopping list that is neat and in accordance with what you need. You can use this shopping list every month and prioritize your monthly needs.
3. Distinguish between Needs and Desires The third step is to distinguish between the needs and desires so that later you are not consumptive and overdrawn later. Don't take this for granted. Because if you underestimate this, it will become a problem for yourself. Make sure if what you buy is an item that is really needed. Also make sure that what is needed is fulfilled.
4. Payment of Bills and Installments Pay off what is a bill and installments so that later will not be arrears in the next month. Make sure if you are able to pay bills or installments, such as internet bills, water, electricity, paying installments for cars, homes, and so on. Never underestimate monthly bills or installments that are of a heavy nature. Because if you are in arrears, it will be very hard to pay in installments next month.
5. Create Two Accounts Make two special accounts. Why should this be done? So that later you can tell which savings and money can be used to meet needs. Yes, of course the savings will have two different functions. One to save and one to save your regular money or monthly spending. Don't hesitate to make two different savings. You can also choose the type of savings with minimal discounts so that your money will not be cut off a lot every month.
6. Save Your Money The last step is to save the remaining money. Saving is an activity that must be done to meet sudden needs in the future. Savings will be very useful in your old age or can also be used to meet other sudden needs such as if a family member is sick, an accident, or even requires funds that are not small for a sudden interest. Benefits of Managing Salaries Every Month Did you know that there are many benefits that can be obtained if you manage your salary for one month correctly. You can know what your needs are every month. In addition, this method also helps you to save money, save money, and of course avoid consumptive activities that have no benefits. Make sure if you make a shopping list that fits your needs, such as bathing, food, and even bills or installments every month. This method is very useful and can be applied to anyone who wants a more regular life.
17.21
Tags :
Salary Adjustment
Subscribe by Email
Follow Updates Articles from This Blog via Email
No Comments